Oh Stingy Ginny saved up all her pennies
   Straight to the bank she would go
   The sharks would have their hands around her
   But none could get her dough
   Ginny's fellow was a slick high yellow
   Sent away to jail one day
   He cried for bail, then turned real pale
   When I(*) heard Ginny say
   Oh I've got what it takes
   But it breaks my heart to give it away
   It's in demand
   They wants it every day
   I've been saving it up for a long long time
   To give it away would be more than a crime
   Your eyes may roll, your teeth may grit
   But none of my money will you git
   You can look at my bank book
   But I'll never let you feel my purse
   Cause I'm a woman, believes in safety first, safety first
   Said if you want my money, here's my plan
   I'm saving it up for a real good man
   I've got what it takes
   But it breaks my heart to give it away
   She said I've got what it takes
   But it breaks my heart to give it away
   It's in demand
   Folks cryin' for it every day
   I've been saving it up for a long long time
   To give it away would be more than a crime
   Your eyes may roll, your teeth may grit
   But none of this small change will you git
   You can look at my bank book
   But I'll never let you put your hands on my purse
   Lord I'm a woman, believes in safety first, safety first
   Say if you want my money, here's my plan
   I'm not savin' it up for no naked(?) man
   I've got what it takes
   But it breaks my heart to give it away
  
   (*) Bessie distinctly says "I" though I think it should be "he".